Planning to live one’s desired lifestyle now, and for 30 years of retirement, with inflation, taxes and market ups-and-downs is not simple for anyone. However, women, in particular, have some unique challenges to being and remaining financially well that are often overlooked that can result from:
- a longer life expectancy, often outliving a spouse
- being sandwiched between career, children and caregiver
- investing less and later, while earning less for the same job responsibilities 
These challenges can put women at greater risk in achieving and maintaining financial independence over their lifetimes, often even more so if she divorces.